Asymptomatic

We’ve been living in our house for a few years now as actual owners, having bought the place from my parents and gotten our own mortgage. Ours is an adjustable rate mortgage that is fixed for the first five years, the idea being that we would move before those five years were up so that we wouldn’t end up paying crazy interest rates.

Thankfully, rates haven’t gotten too bad since we bought the house. Still, I’ve wondered if I should refinance my mortgage rather than sitting on the adjustable rate until we get the new house, since we’re moving slowly on getting the house ready for sale and finding a new place to live.